Terms of use

TERMS OF USE

 Please carefully read the Terms of Use as they govern your use of this website.

Welcome, and thank you for visiting www.andvalues.com (the “&Values Site” or “Site”) which is owned and operated by Timmer Harvey & LLC (Operating under the name &Values) (“&Values” or “we”).

Please read these Terms of Use carefully before using this Site. Using this Site indicates that you accept these Terms. &Values provides the &Values Site to you subject to the following Terms, which may be updated by us from time to time without any notice to you. Any changes are effective upon posting, and you are responsible for regularly reviewing these Terms. Your continued use after a change has been posted constitutes your acceptance of those changes.

If you do not agree to these Terms, your sole remedy is to discontinue use of the &Values Site. 

Disclaimers 

No Investment Advice. The materials on the &Values Site are general in nature and are intended only as background materials for informational purposes. They do not constitute investment advice. They may not apply to your specific situation or may be incomplete. Although we may update certain information on the &Values Site, some of the information may be outdated. You should not act or rely on any information on the &Values Site. You are not authorized to treat the &Values Site as a source of investment advice.

Sensitive Communications. Should you choose to contact &Values electronically, you should be aware that information transmitted electronically cannot be guaranteed to be securely transmitted. &Values assumes no responsibility for the loss of confidentiality for any information you transmit through the internet.

Proprietary Rights Our Intellectual Property Rights. The materials on the &Values Site, including without limitation any and all text, software, scripts, graphics, photos, sounds, music, videos, interactive features and the like and the trademarks, service marks and logos contained therein, are owned by or licensed to &Values, subject to copyright and other intellectual property rights under United States and foreign laws and international conventions.

Use of the &Values Site. For your personal, non-commercial and informational purposes, and subject to these Terms, you may (a) access and view the &Values Site and its materials, and (b) make a limited number of prints, downloads and copies of the documents made available on the &Values Site, provided that you maintain all copyright and other notices in print outs or downloads on all copies. Any other use (and in particular, any commercial use) of the &Values Site or its contents is not permitted. Except as expressly authorized by &Values, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the Site in whole or in part. You are not permitted to use any automated means of compiling e-mail addresses from the &Values Site for the purpose of sending unsolicited commercial e-mails. Moreover, without &Values’s prior permission, you agree not to display or use in any manner, &Values’ name or any of its logos, service marks or trademarks. Any rights not expressly granted herein are reserved.

Linking to the Site. You may hyperlink to the home page of the &Values Site, but you may not frame or mirror the &Values Site or use any meta tags or any other “hidden text” using &Values’s name or trademarks. You must remove any hyperlink to the &Values Site upon &Values’s request.

Permission Requests. Please contact &Values via the contact form on this site if you wish to request permission to use any materials of the &Values Site in a manner not authorized above.

Registration Obligations Registration. The &Values Site may allow you to register in order to personalize your viewing of content on the site and to receive certain publications from &Values. In registering, you agree to provide complete and accurate information about yourself. You are responsible for maintaining the confidentiality of your username and password and you accept responsibility for all activities that occur under your username and password.

Termination. &Values reserves the right to change the &Values Site, including its contents, and to block or terminate access to or use of the &Values Site, including through usernames and passwords, at any time for any reason and without notice.

Third Party Sites Any links on the &Values Site to third party sites are provided solely as a convenience to you and are not intended to state or imply that &Values sponsors, or is affiliated or associated with, the linked sites. Your privacy and conditions of your use at those websites are governed by the privacy policy and terms of use at that website and not &Values’s policies and terms.

No Warranties THE &VALUES SITE, INCLUDING THE INFORMATION PROVIDED THROUGH THE &VALUES SITE, IS PROVIDED “AS IS” AND WITHOUT WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR USE OR PURPOSE. &VALUES ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY ERRORS OR OMISSIONS IN, OR RELIANCE UPON, THE INFORMATION IN THIS WEBSITE. ANY MATERIALS DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE &VALUES SITE IS DONE AT YOUR OWN DISCRETION AND RISK. YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OR USE OF ANY SUCH MATERIAL.

Limitations of Liability TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL &VALUES BE LIABLE FOR ANY DAMAGES OR INJURY OF ANY KIND OR UNDER ANY LEGAL THEORY, INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, OR PUNITIVE DAMAGES, THAT RESULT FROM THE USE OF, OR INABILITY TO USE THIS WEBSITE OR THE MATERIALS PROVIDED ON THIS WEBSITE. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS OR EXCLUSIONS OF LIABILITY IN CERTAIN CIRCUMSTANCES, SO THESE LIMITATIONS MAY NOT APPLY TO YOU.

Indemnity You agree to indemnify and hold &Values, and its subsidiaries, affiliates, officers, agents, partners, and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of the Site, your connection to the Site, your violation of the Terms, or your violation of any rights of another.

General These Terms, including the separate Privacy Statement, along with any other terms and policies posted on the &Values Site, constitute the entire agreement between you and &Values regarding your use of the &Values Site and supersedes any prior agreements between you and &Values regarding such use, other than any written agreement between you and &Values.